At Luxakey Specialist Finance, we specialise in arranging buy-to-let mortgages for both UK residents and international non-UK investors, giving clients across the globe access to the UK property market through tailored lending solutions and specialist expertise.
Whether you’re a first-time landlord or an experienced property investor, Luxakey Specialist Finance provides expert guidance and tailored funding solutions to help you grow your portfolio with confidence.
At Luxakey Specialist Finance, we support both UK-based investors and international non-UK residents, making property investment in the UK accessible to clients around the world. Our expertise in arranging finance for overseas investors sets us apart, providing specialist guidance through what can often be a complex lending process, even if you’re a first time buyer- first time landlord, with no UK foot print.
With access to an extensive panel of specialist lenders, we source competitive finance solutions and can help structure and set up your UK limited company for:
● Standard Buy-to-Let properties (residential)
● Limited Company Buy-to-Let purchases
● Houses in Multiple Occupation (HMOs)
● Multi-Unit Freehold Blocks (MUFBs)
● Holiday Let properties
● Portfolio Landlords
We recognise that every investor has a unique strategy. That’s why we take the time to understand your goals and structure a mortgage solution that aligns with your long-term investment plans while helping to maximise your returns.
Whether you’re investing from within the UK or overseas, our experienced advisers are committed to providing expert guidance and a seamless mortgage experience from application through to completion.
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©2026, Luxakey Specialist Finance. All Rights Reserved
Luxakey Specialist Finance is a trading name of Luxakey Commercial Finance Limited who are an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480.
Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754.
Luxakey Commercial Finance Limited, is registered at Unit 93, English Street, Hull, HU3 2DT. Company Register number is 15813582. Our FCA registration number is 1018674. You can check via www.register.fca.org. We are registered with the ICO, ZB789748
and
you can check via www.ico.org.uk.
There may be a fee for our advice. The actual amount you pay may vary but will never be more than 1% of the loan amount.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to Optimum Head Office, Unit P2 Sheffield Airport Business Park, Europa Link, Sheffield, South Yorkshire, S91XU, or by telephoning us on 0333 220 1700 where we will try to resolve your concern at the earliest time possible.
Link labeled Complaints policy – https://www.optimumelite.co.uk/complaints-policy